June 13, 2025
Don’t Fear Debt, Fear Regret: Being Debt-Free Isn’t Always the Answer

Executive Summary Many people treat debt as the enemy, racing to pay off everything as quickly as possible. But eliminating debt doesn’t always mean achieving freedom. In fact, some debt-free individuals are financially stuck because they lack liquidity, flexibility, or the ability to respond to life’s opportunities.  Real financial freedom isn’t about having a zero […]

June 11, 2025
Harold Wenger | Smart Money Circle Podcast

In this insightful Smart Money Circle episode, host Adam Sarhan interviews Harold Wenger Jr., who shares his 40+ year journey in the financial services industry. Harold discusses the evolution of his career from transactional sales to a comprehensive financial planning practice, emphasizing the central role of personalized, detailed planning in helping clients manage risk and […]