Most people delay financial planning because nothing feels urgent. The bills are paid. The accounts are growing. Life feels steady enough. And while that sounds reassuring, “everything is fine” is often the exact moment when planning matters most. Urgency forces reaction. Stability allows intention. When life is calm, you have space to make thoughtful decisions […]

Recent economic concerns have caused consumer sentiment to fall, though spending remains healthy. What do these mixed conditions mean for markets and the economy?

From Strange Brew to Mixed Bag Last week, we characterized market conditions as a strange brew. This week that brew turned into a mixed bag, as the broadening theme reasserted itself through forceful divergence across leadership tiers. What appeared on the surface as disorder increasingly resembles waning fuel rotation. The generals took notable damage this […]

As your financial life becomes more complex, the conversations around it matter more too. Power of Attorney is often treated like a legal checkbox. Something you sign. File away. Hope you never need. In reality, it’s a communication decision. It determines who can act on your behalf, who understands your wishes, and how smoothly decisions […]