Executive Summary For years, investors were told to scale back risk automatically as they aged. But today’s retirees may spend 30 years in retirement—longer than ever before. That changes the nature of risk; it’s now about balancing market exposure with inflation, longevity, and income stability. Understanding the new “rules” of risk can help you protect […]
A 2024 survey by CHG Healthcare found that 62% of physicians had made a career change since 2022. Better work-life balance, more schedule flexibility, and a better workplace culture were the top three motivating factors among doctors who had made a switch. Many studies have also noted a high level of burnout among medical professionals since […]
Executive Summary Choosing when to retire isn’t as simple as picking a date. Everyone has an opinion: your CPA, your family, your doctor, even your boss, but the real answer depends on more than just money. The Full Picture Method helps you balance financial trade-offs with life factors such as health, stress, and readiness, so […]
What is your money for? Financial security and comfortable living are very important. But if you aren’t making purposeful investments in the things that matter most, you might find yourself surrounded by stuff that doesn’t bring you any joy and money that just earns more money. Consider adding these important investments to your life-centered financial […]
Executive Summary Most retirement planning focuses on numbers: savings, investments, and withdrawal strategies. But the truth is, retirement satisfaction depends on much more than finances. If you don’t ask the right questions about your lifestyle and identity, you may end up with disappointment instead of fulfillment. Discover three questions most people never ask, but should, […]
Executive Summary Your first 90 days of retirement can be exciting — and surprisingly tricky. The choices you make now will shape your daily life, your finances, and even how you feel about this new chapter. Knowing what to focus on (and what to hold off on) during this window can help you settle in […]
Executive Summary Thinking about downsizing in retirement? The answer might not be as obvious as it seems. While selling your home can unlock equity and reduce expenses, it can also disrupt your lifestyle in ways you didn’t expect. This blog explores the real risks and rewards of downsizing, why so many retirees end up regretting […]
Executive Summary Sticking to a set retirement plan may feel like a smart move, but inflation actually penalizes predictability. A fixed withdrawal or budget might feel secure, but if it can’t respond to rising costs, it puts long-term sustainability at risk. The good news? You don’t need to start over. By building flexibility across your […]
Executive Summary Managing income in retirement takes more than just one or two accounts. It takes structure—the kind that gives you options when markets shift, control over your tax bill, and access to funds when you need them. These seven account types work together to simplify retirement and support smarter decisions in your 60s, 70s, […]
Executive Summary If you plan to leave your IRA to your children, there’s a critical tax rule you need to understand. The SECURE Act changed how inherited IRAs work—and if you’re not prepared, your heirs could end up paying far more in taxes than necessary. Keith Demetriades, CFP®, CKA®, explains what the 10-year rule means […]