Executive Summary The “Big Beautiful Bill,” officially called the Working Families Tax Cut, has been billed as a major win for middle-class Americans. But the real impact depends on where you are in life, and for retirees, that means a mix of opportunity and uncertainty. Some changes may temporarily reduce taxes or boost deductions, while […]

Keith Demetriades, CFP®, CKA® Owning a home away from home can add some significant value to your portfolio and your ROL (Return On Life). A second home can be an escape, a change of scenery, a place to immerse yourself in specific interests, sports, or hobbies, or the focal point of meaningful get-togethers for generations […]

Executive Summary Great retirements don’t just happen. The happiest retirees create them by developing habits that keep them engaged, healthy, and connected. Money provides the foundation — it covers the basics and removes financial stress — but happiness in retirement comes from more than just having enough saved. It’s what you do with your time, […]

Keith Demetriades, CFP®, CKA® Unretirement is on the rise. According to a recent survey by F&G Annuities & Life, 29% of retirees are considering a return to work. That includes 54% of Gen Xers who retired early. While many retirees jump back into the workforce because they are worried about running out of money or […]