Keith Demetriades, CFP®, CKA® You’ve been working towards this moment for decades. But have you really prepared for it? Once the countdown is over and you’ve left your retirement party, the reality of retirement is going to set in. And many new retirees are surprised by the waves of emotions they feel, especially in those […]
Executive Summary If you leave a job in your 50s, you may have more options than you think. Buried in the tax code is something called the “Age 55 Rule,” and it can save you thousands of dollars in penalties if you need to tap your retirement account before 59½. The problem is, hardly anyone […]
Keith Demetriades, CFP®, CKA® The “best” college for your student isn’t the college with the highest ranking in a magazine or online poll. It’s the school where the investments of time and money that you and your student make will generate the highest ROI (Return on Investment) and ROL (Return on Life). Talk to your […]
Executive Summary Retirement overspending doesn’t usually come from big splurges. It comes from everyday costs that keep rolling long after they’ve stopped being useful. Things like old insurance policies, memberships you don’t use, convenience fees, or service plans built for a house full of kids. When those habits go unchecked, they can drain thousands of […]