Executive Summary Most retirees view market crashes as their biggest threat, but the real danger emerges once withdrawals begin. Keith Demetriades explains why volatility works differently during retirement, how separating income responsibility from growth responsibility protects purchasing power, and why reducing market losses doesn’t require abandoning the long-term growth retirees still need over 25 to […]

Building a successful family business is a major achievement. Navigating the complex personal and professional dynamics to grow and scale that business is even more impressive. But for many family businesses, sustaining that success across generations is nearly impossible. According to the Family Business Association, only about 30% of family businesses successfully transition to the […]

Executive Summary The 401(k) was created in 1978 as a tax provision, not as a retirement system. Keith Demetriades explains how the 401(k) replaced pensions without ever being redesigned for that purpose, why target date funds only account for one variable—your retirement year—and the specific structural limitations in old employer plans that can cost you […]

Berkshire Hathaway’s annual shareholders meeting is always closely watched by investors and economic pundits. But this year’s edition was truly historic. For the first time in 60 years, the company has a new CEO, Greg Abel, following the retirement of Warren Buffett in 2025. In his legendary tenure, Buffett built Berkshire Hathaway into one of […]