Some seniors view retirement as the autumn or winter of their lives, a time of winding down, finishing life’s harvest, and freezing into place. But just as the spring thaw reminds us of nature’s remarkable ability to renew itself, retirement can be an exciting period of reinvention and rejuvenation as well. By planting these three […]

Executive Summary If you’re in your 50s with a seven-figure portfolio, the rules that helped you build wealth are not necessarily the rules that help protect it in retirement. Keith Demetriades explains why sequence-of-returns risk becomes more serious, why your tax strategy should evolve before your income changes, how concentrated positions can increase risk, why […]

The kind of Big C “Creativity” that changes the world is as rare as a winning Powerball ticket. Not everyone can be a Picasso, a J. K. Rowling, or even a columnist for their local paper. But that doesn’t mean we aren’t creative beings in our own ways. And that doesn’t mean that we shouldn’t […]

Executive Summary If you were born between 1965 and 1980, you are part of what many researchers now call “the 401(k) experiment.” Unlike your parents, who often retired with pensions providing guaranteed lifetime income, your retirement depends primarily on a portfolio you built and must now manage. Keith Demetriades explains what changed in the shift […]