Executive Summary Every year, Northwestern Mutual asks Americans how much they think they need to retire, and the number fluctuates with market conditions and headlines. Keith Demetriades explains why the most talked-about retirement number measures public sentiment rather than actual costs, what the Bureau of Labor Statistics data reveals about the real trajectory of retirement […]

For your kids, summer is synonymous with sunshine and freedom. And in these final weeks of school, they’re probably already dreaming about swimming pools, baseball tournaments, theme parks, lazy days with friends, and even lazier days sleeping in. One thing that’s probably not on their summer itinerary: regular learning. And that can create a challenge […]

Executive Summary Most people underestimate how long they’ll live in retirement, and that miscalculation creates real financial risk. Keith Demetriades explains why Americans consistently guess low on life expectancy, how living past 90 changes the math on a retirement plan built for 30 years, and what it means to structure a plan that accounts for […]

Many Millennials and Gen Xers are part of a new cohort: “the sandwich generation.” Due to a series of societal shifts, approximately 2.5 million U.S. adults find themselves sandwiched between taking care of their children and taking care of their aging parents. That’s almost a quarter of all adults who are currently caregivers to a parent aged […]