What to Bring to Your First Financial Planning Appointment

A guide to help you walk in confident, organized, and ready to make the most of our time together.

You’ve scheduled your first financial planning appointment — and that’s a big deal.
This is your moment to take control, get clarity, and start building a plan that truly fits your life and goals.

To make the most of our time together, I ask each client to gather a few important items before our meeting. These documents help me understand your full financial picture, so we can create a personalized plan that reflects your values, priorities, and future vision.

Here’s what to bring and why it matters:

Income Details

Pay Stubs: Recent pay stubs from you (and your spouse or partner, if applicable) help us confirm cash flow and understand what’s coming in each month.
Tax Returns: Copies of your last two years’ returns give us a snapshot of your income, deductions, and potential planning opportunities.
Business Income Details: If you’re self-employed, profit and loss statements help us analyze business income stability and plan for taxes more effectively.

Why it matters: Your income is the foundation of your plan. Knowing exactly what’s coming in helps us determine how much you can save, invest, and allocate toward future goals.

Expense Information

Monthly Budget: Details of your fixed and variable expenses show where your money is going and what can be adjusted for savings or investing.
Loan Statements: Balances, interest rates, and payment schedules for mortgages, car loans, or student loans help us build a debt reduction strategy.

Why it matters: Understanding expenses helps us identify opportunities to simplify, save, and align your spending with your values.

Assets

Bank Statements: Checking and savings account statements show your available cash reserves.
Investment Statements: Bring 401(k)s, IRAs, brokerage accounts, or other investments so we can assess performance and diversification.
Real Estate Details: Market value or appraisals help determine net worth and potential equity strategies.
Life Insurance Policies: Reviewing coverage amounts and beneficiaries ensures protection for your loved ones.

Why it matters: Your assets are the building blocks of your wealth strategy. Knowing what you already have helps us make smart, informed recommendations.

Liabilities

Debt Statements: Credit card balances or other debts give us insight into your total financial picture.
Student Loans: Details and repayment terms help us explore repayment or refinancing options.

Why it matters: Debt isn’t necessarily bad — it’s a tool. But we need to understand it fully to create balance and momentum toward your goals.

Estate Planning Documents

Will or Trust: Copies of any estate documents help ensure your wishes are legally protected.
Power of Attorney: Financial and healthcare directives make sure you’re covered in case of an emergency.

Why it matters: Estate planning brings peace of mind. These documents ensure your family is cared for and your legacy protected.

Goals and Priorities

Financial Goals: List both short-term and long-term goals like retirement age, home purchase, or education funding.
Major Life Events: Upcoming expenses such as weddings, new babies, or moves help us plan cash flow and strategy.

Why it matters: Your goals are the “why” behind your financial plan. Clarity here helps us design a roadmap that supports what truly matters most to you.

Additional Documentation

Employer Benefits Summary: Details on health insurance, retirement plans, or stock options help us identify additional opportunities.
Insurance Policies: Health, disability, and property insurance information ensures your coverage supports your plan.

Why it matters: These benefits often hold hidden value — from employer matches to protection strategies — and help us maximize every resource available to you.

Final Note

If possible, please provide these documents before your appointment. This allows me time to review and prepare, making our session more productive and focused on you.

If you have questions about what to include, don’t stress — we’ll work through it together.

This first step is about progress, not perfection. You’ve already done the hardest part — showing up for your financial future.

📅 Schedule Your Appointment or Upload Documents Here

Investment advisory services offered through Kingsview Wealth Management, LLC (“KWM”), an SEC Registered Investment Adviser. Insurance products and services are offered and sold through Kingsview Trust and Insurance Services (“KTI”), by individually licensed and appointed insurance agents. KWM and KTI are subsidiaries of Kingsview Partners. KWM is an investment adviser registered with the Securities and Exchange Commission (“SEC”).