Most folks who are financially successful learn how to use the power of compounding to their advantage. By starting to save and invest early, making consistent contributions, and sticking to their plan, folks can build wealth over time on their way to retirement. In many ways, improving your ROL operates on the same principle. Big, […]
Retirement can be isolating for some seniors. Even if you’re married, your spouse might still be working or going about their own daily schedule. Your adult children are busy raising their own families. Some of your older friends and family might be on different retirement timelines than you are. And as you step away from […]
Why is the first step always the hardest? There are so many things that can slow us down or trip us up on the way to where we want to go. Sometimes just imagining all those potential hurdles, sinkholes, slippery slopes, and dead ends is enough to keep us flatfooted at the starting line. If […]
We tend to think of “family traditions” as things that we do around holidays and celebrations. But the more your family grows, the more it tends to pull itself in different directions. Work, school, sports, and arts can divide the family calendar into individual to-do lists. Sprinkling a few more traditions throughout the year could […]
Once their degrees are earned and jobs are secured, many doctors and dentists find themselves on the fast track to some major financial goals — including, perhaps, early retirement. After all, between those extra years of studying and the daily demands of working in medicine, doctors and dentists might feel like they’ve worked a full […]
Sometimes planning the break that you need from work just feels like … more work. How are you going to find time to compare flights, book hotel rooms, and schedule visits to attractions when you’re already busy managing your job, running the kids to practices, cooking meals, and helping with homework? And even if you […]
Your home is more than just a house. It’s where you started your life with your spouse, raised your family, hosted holiday parties, played catch, built snowmen, planted a garden, and spent evenings on the porch watching the sunset And, perhaps most recently, it’s where you celebrated your retirement. That’s why deciding where you’re going […]
What’s the right balance between enjoying your wealth in retirement and making sure your nest egg lasts all the way through retirement? To answer that question, many seniors turn to a number: 4%. But as many of the assumptions about both personal longevity and economic stability continue to change, longstanding assumptions about spending and withdrawal […]
Keith Demetriades, CFP®, CKA® Owning a home away from home can add some significant value to your portfolio and your ROL (Return On Life). A second home can be an escape, a change of scenery, a place to immerse yourself in specific interests, sports, or hobbies, or the focal point of meaningful get-togethers for generations […]
Keith Demetriades, CFP®, CKA® Unretirement is on the rise. According to a recent survey by F&G Annuities & Life, 29% of retirees are considering a return to work. That includes 54% of Gen Xers who retired early. While many retirees jump back into the workforce because they are worried about running out of money or […]