We tend to think of “family traditions” as things that we do around holidays and celebrations. But the more your family grows, the more it tends to pull itself in different directions. Work, school, sports, and arts can divide the family calendar into individual to-do lists. Sprinkling a few more traditions throughout the year could […]
Executive Summary After 14 years of working with clients, I’ve noticed something: no matter who walks into my office, I almost always end up answering the same handful of questions in our first meeting. People want clarity, and these five questions show up every time. See an in-depth exploration of this topic here: https://www.youtube.com/watch?v=ffuaMHdSgFo Take […]
Once their degrees are earned and jobs are secured, many doctors and dentists find themselves on the fast track to some major financial goals — including, perhaps, early retirement. After all, between those extra years of studying and the daily demands of working in medicine, doctors and dentists might feel like they’ve worked a full […]
Executive Summary Health spending isn’t just a lifestyle choice — it’s a form of financial protection. For many people in their 50s, investing consistently in wellness, fitness, and recovery can help reduce medical costs, delay long-term care, and preserve independence. Keith Demetriades, CFP®, CKA® discusses how setting aside roughly $1,500 a month for health-focused expenses, […]
Sometimes planning the break that you need from work just feels like … more work. How are you going to find time to compare flights, book hotel rooms, and schedule visits to attractions when you’re already busy managing your job, running the kids to practices, cooking meals, and helping with homework? And even if you […]
Executive Summary Parents often focus on leaving a large inheritance, but the truth is, timing can matter more than the amount. Helping your children financially at the right moment, while they’re building their lives, can create far greater long-term impact than a larger inheritance decades later. Keith Demetriades, CFP®, CKA®, explains when and how to […]
Your home is more than just a house. It’s where you started your life with your spouse, raised your family, hosted holiday parties, played catch, built snowmen, planted a garden, and spent evenings on the porch watching the sunset And, perhaps most recently, it’s where you celebrated your retirement. That’s why deciding where you’re going […]
Executive Summary Social Security is in the headlines again — and for good reason. With funding projections changing and new tax rules taking effect, retirees are right to wonder what it all means. The system isn’t collapsing, but it is evolving, and those shifts could affect income, taxes, and filing decisions for millions of Americans. […]
What’s the right balance between enjoying your wealth in retirement and making sure your nest egg lasts all the way through retirement? To answer that question, many seniors turn to a number: 4%. But as many of the assumptions about both personal longevity and economic stability continue to change, longstanding assumptions about spending and withdrawal […]
Executive Summary The “Big Beautiful Bill,” officially called the Working Families Tax Cut, has been billed as a major win for middle-class Americans. But the real impact depends on where you are in life, and for retirees, that means a mix of opportunity and uncertainty. Some changes may temporarily reduce taxes or boost deductions, while […]