Joe Froemming operates his independent Kingsview Partners practice in Raleigh, North Carolina. With ten years of industry experience, Joe began working as a Personal Banker with Wells Fargo in 2012. He became a financial advisor with Edward Jones in 2014 and transitioned to Kingsview’s independent platform in 2022.
A Foundation in Finance
One of eight children, Joe developed a strong work ethic on his family’s 160-acre farm in Minnesota. His father, a CPA, was instrumental in instilling the principles of financial stewardship at a young age. Joe’s first savings plan consisted of three yogurt containers with openings in the top: one for saving, one for giving and one for spending. While the financial strategies he develops for his clients today are a bit more refined than his first yogurt container portfolio, he is still struck by how even the simplest idea or smallest change can have a lasting impact.
Focus on What Matters
Joe believes in the adage that “money cannot buy happiness.” However, it is a tool that can help you reach your financial goals when stewarded properly. When it comes to his work, Joe’s passion is not “stocks and bonds.” It is helping real families and individuals reach their financial goals to accomplish what is most important in their lives.
A Disciplined Approach
Joe’s clients each have a uniquely customized financial strategy, which is reviewed regularly. His disciplined investment approach, emphasizing quality and a clear process, helps ensure that each client feels understood, in control, and secure with all aspects of their financial life.
On A Personal Note
Outside of work, Joe’s a big Minnesota pro-sports fan, supporting the Vikings, Twins, and Wild. He loves to golf and enjoys spending time with his family, including his wife Meg (the love of his life) and their two children Eden, 7, and Hudson, 2. He is active in church and community and values the relationships he’s built above all else.
Joe offers complimentary consultations, so whether you would like to review your current financial strategy or create an entirely new one, he’d love to work with you to reach your goals!
Are you interested in learning more about Medicare options? Read Below to speak with a Licensed Insurance Agent, CLICK HERE.
Navigating Medicare
As a consumer, it’s important to know the basics about Medicare. However, we realize it can be confusing to determine which plan will work best for you – so that’s why Medicare BackOffice® is here to help.
What is Medicare?
Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities and people of any age with end-stage renal disease. Below, we will explain the four parts of Medicare — Part A, Part B, Part C and Part D.
It’s important that you understand the different components of Medicare and carefully weigh your choices. Why? Because your decision will impact many things, from what you pay and which benefits are available to you, to which doctors you can see and the quality of care you receive.
You Have Several Options, Depending on Where You Live. You Can:
– Elect Original Medicare
– Elect Original Medicare and add drug coverage with a Medicare Part D prescription drug plan
– Substitute a private Medicare Advantage plan for Original Medicare
– Substitute a private Medicare Advantage plan that also includes Medicare Part D prescription drug coverage in place of Original Medicare (resulting in an “MA-PD” plan)
– Elect Original Medicare, add a Medicare Supplement insurance plan to pay for any gaps in coverage and add drug coverage with a Medicare Part D prescription drug plan
We understand deciding on a Medicare health plan is one of the most important decisions you’ll make in retirement. We’re here to help.
Investment advisory services offered through Kingsview Wealth Management, LLC (“KWM”), an SEC Registered Investment Adviser. Insurance products and services are offered and sold through Kingsview Trust and Insurance Services (“KTI”), by individually licensed and appointed insurance agents. KWM and KTI are subsidiaries of Kingsview Partners.
Medicare Backoffice pays a one-time referral fee to KWM of $200 if you select a Medicare Supplement plan and $100 if you select a Medicare Advantage plan. This referral fee will be shared between KWM and your advisor.
This material has been prepared by Medicare Backoffice. It is not, and should not, be regarded as investment advice or as a recommendation regarding any particular course of action. The information herein is general in nature and does not address individual situations and should not be construed or viewed as any typed of individual or group recommendation. Be sure to first consult with a qualified financial adviser, tax professional, and/or legal counsel before implementing any strategies discussed.